A bank statement is proof of income. Any deposits are considered income, so if you make money on the side, deposit into your account first then withdraw it.
Any checks written with insufficient funds in your bank account.
If your lender makes you an offer where you can pay them less than what you owe, please be aware that accepting such an offer can negatively affect your credit score. When building your credit, you normally want to avoid credit settlements. .
**Results may vary. Your ability to be approved for a different vehicle or credit will depend on a variety of factors including the vehicle price, whether the vehicle is new or used, your income, work history, your expenses, your credit score, your payment history, current market interest rates, and specific lender guidelines. Not all customers will qualify for a better vehicle.