Our goal is to assist those who are currently credit challenged and still strive to purchase the vehicle of their dreams. By consciously following the "customer guidelines" and keeping in touch with your sales representative at Premier, not only can we upgrade your current vehicle** but we can show you the way to build amazing credit**!Request More Information
The Premier Plan is a unique offer for credit-challenged customers, the goal being to get you into the car of your dreams. This amazing opportunity is aimed at helping credit-challenged customers be able to drive away in the car of their dreams in as little as 12 to 18 months.**
While many customers who are credit challenged do not believe it is possible to buy the vehicle of their dream, by following the Premier Plan, the dream could become the reality. The Premier Plan's suggested guidelines when followed, can improve your credit and over time, allow you to purchase or lease a new vehicle.** Often, because of Premier's relationship with Credit Acceptance Corporation (CAC), we can help you purchase a better car than you predicted that you could afford.**
CAC reports to the Credit Bureau. This means that in 6 months of making your payments on time and a couple other recommendations you can see a significant increase in your credit score. his means that in as little as six months of making your payments on time and following the other recommendations, you should see a material increase in your credit score.**
In approximately 12 to 18 months, if you have followed all of the recommendations, you should notice material improvement in your credit score. And if you meet the other minimum lending requirements, such as minimum income and credit score, you should qualify for a better vehicle at a good interest rate.
A bank statement is proof of income. Any deposits are considered income, so if you make money on the side, deposit into your account first then withdraw it.
Any checks written with insufficient funds in your bank account.
If your lender makes you an offer where you can pay them less than what you owe, please be aware that accepting such an offer can negatively affect your credit score. When building your credit, you normally want to avoid credit settlements. .
**Results may vary. Your ability to be approved for a different vehicle or credit will depend on a variety of factors including the vehicle price, whether the vehicle is new or used, your income, work history, your expenses, your credit score, your payment history, current market interest rates, and specific lender guidelines. Not all customers will qualify for a better vehicle.